I am married since 1969 to the same wonderful woman, and have two children and four grandchildren. I retired in 2007 from Middletown Twp, where I was its CFO for 22 years. I still do some volunteer work for Monmouth County and I taught for two years in the Center for Government Services at Rutgers. Lately, I have enjoyed reading and writing poetry. I generally write poems about things that bother me or move me. Writing is now fun. This is quite different from when I published dozens of technical articles on municipal finance while I was employed.